Margalit Ir with the Bank of America shared a new loan program with me the other day. The New Doctor Loan Program is designed for the following professionals:

Medical Residents
Existing or newly licensed Medical Doctors (MD)
Doctors of Dental Science (DDS)
Doctors of Dental Medicine (DMD)
Dental Surgeons specializing in oral surgery (DMD)
Doctors of Optometry (OD)
Doctors of Ophthalmology (MD)
Doctors […]

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Connie Lewis is the Bank of America mortgage loan rep in our Keller Williams Walnut Creek office.  She sent me a link to a website that offers a free credit check.  The site claims checking your own credit will not lower your score.  For more information on check your credit for free click here.
Here are […]

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Government update of the Real Estate Settlement Procedures Act takes effect 1/1/2010, mandates a standard, 3 page Good Faith Estimate that urges consumers to comparison shop for the best loan and helps them compare lenders’ fees.
HOW THIS EFFECTS CONSUMERS
1. Although the Good Faith Estimate has been in use for many years, it has never been […]

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As a local Realtor, I have the information that is needed for you to file the application for reassessment in Contra Costa County.
You may call or email me, Jill Cruey, 925-207-8992, jill@crueyhomes.com
For more information, check out my blog post from July by clicking here.

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At the Contra Costa Realtors in Motion meeting on Tuesday,  September 29th, Margalit Ir with the Bank of America gave a presentation on different down payment assistant programs that are available.  The Walnut Creek Down Payment Assistance Program offers up to $65,000 or 17% of the sales price or the appraised value (which ever is […]

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Buying a home is a huge decision – not to mention a large financial commitment – one
not to be taken lightly. Careful research and planning can help make you a more informed
home buyer. Below are some reading sources that can help prepare you for one of the
most important undertakings of your life.

How to Inspect a […]

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Be picky, but don’t be unrealistic. There is no perfect home.
Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.
Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and your […]

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Through the Housing Affordability Fund Mortgage Protection Program, first-time home buyers who lose their jobs due to layoffs may be eligible to receive up to $1,500 per month, for six months, to help make their mortgage payments. A qualified co-buyer also can participate in the program, and receive a monthly benefit of $750 per month […]

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